So we are worried about traveling to a resort, outside the US, just to test positive before we come back home, and then have to do a mandatory quarantine at the hotel, when it's not fully covered by insurance.
What if we go to a resort for 8 days, then at day 6-7, get a COVID test as required to get on a plane back to the US, and then test positive. We'd be forced to quarantine then for up to two weeks at the resort. They may or may not move us to a more "affordable" room.
Sandals resorts has cancel for any reason insurance, and covers your stay up to $200/ person per day, or $2,800 total (I presume per person). However, this is junk change compared to the rest of the costs we'd have to stay in a hotel and for room service for food for that 10-14 days. AND that's IF we'd be allowed to hypothetically work from the room if we had to / were allowed.
I'm currently researching travel insurance that would specifically cover this scenario but I'm not seeing much.
Without the insurance, we would effectively be doubling the cost of our trip if this happened.
Does anyone have travel insurance that covers this specific purpose?!? (I think it's classified as "travel extension"). If so, was it expensive? Was it worth it? Please help!
The odds of this happening are only 1%, but if you do the math: that's 1-2 couples out of every full airplane going to any given island each day. Something to think about. Obviously, I've lost sleep over it.
I'm really scared that a destination honeymoon is too out of reach, and to be frank, I'm not keen on spending $7-8K on a trip to the Florida keys (I'm sure it is gorgeous there, I just can't justify that kind of money for mainland US).