Activity for Bride1122

Has anyone heard of this? One of the venues I looked at mentioned getting wedding insurance through my homeowners policy, what does this even mean (wedding insurance that is, I know what my homeowners means : ) Anybody have this? Plan on getting it?...

That is the question ; ) Really, the question is this, I am having an indoor reception, but there is a nice little outdoor patio area that I an going to use for cocktails and mingling, and there is an outdoor bar as well. So I am thinking about...