Joined bank accounts after wedding

View Quoted Comment We are also separate. I’m 38 and have managed all my accounts myself for so long now, I can’t imagine shifting gears. FH is younger than me by also similar. We split up the household bills now and pay them separately, but neither of us is a bean counter and if the electric bill is really high or something, I’ll offer to kick in extra. Or if one of us has an expensive car repair the other helps to cover. It’s not an issue of hiding anything, it’s just habit and it’s always worked (we’ve lived together 4 years already).

Huh, i never thought about a joint savings account. Thats a really good idea for emergency expenses and/or vacations

View Quoted Comment This is exactly what we are planning on doing! Joint checkings and savings, and then we will each also have our own checking.

I moved into his house and I paid him a fixed amount each month for my portion of the mortgage, I also took care of the garbage bill and cable. Groceries were shared.

I am now on the deed, and we still split everything with parity. I don't care what he does with his money nor do I want to answer to him what I am doing with mine. First hubby drove us into bankruptcy so.......yeah.

In the 5 1/2 years we have been together we have never argued about money.

We combined everything. We both each have a personal account to use for whatever, but we have access to everything. One combined savings and one combined checking where all our checks direct deposit and bills come out of.

Ours is joined. We actually did it a few weeks before the wedding and it helped us be able to deposit our checks from the wedding more quickly.

We tend to check with each other before we buy anything big but otherwise we just kind of keep mental tabs of how much we have during that week and spend accordingly to that and what we really need.

I personally like it a lot better because before we were married but were living together there would be weeks when he needed gas money to get to school or I needed money for a bill and we would have to go to the ATM to get that to each other. It was super inconvenient for us.

I think the decision is unique to every couple because everyone has different spending habits and expectations.