Bank Accounts

We had a joint savings account before we got married. It’s something we just transfer x amount in per month. It’s easier that way just because it goes towards shared items

We briefly talked about it once. We thought it was important to keep separate accounts like we have now, but to open a joint one once we're married. That one will be a savings account that we can use to save up for a house and as a large 'rainy day' fund.

We will have our separate checking accounts and will have one joint savings accounts for saving for a house, emergency, etc. FH's family ask him for money every month, so we thought this was the best way to go.

We are keeping our accounts separate, as they’ve always been. My preference.

We already have a joint checking account that we transfer money to for wedding stuff and we've had a joint credit card for a few years now. The checking account will probably just be used as a savings account after the wedding. We're going to keep our separate accounts because we've gotten into a routine with bills and payments that works for us and don't feel the need to change it. Maybe when we have kids we'll combine everything, but we don't see the need to as soon as we get married

We have a joint checking and savings account, but we also have our own individual accounts from before we got married, that we kept open. It works out well for us.

We have separate checking accounts and opened a joint checking and joint savings when we bought our first home. A certain percentage of each check goes to each account. We pay shared expenses out of our joint account and our own individual expenses and spending money out of our individual accounts. We didn’t change it when we got married because it’s worked great for us so far.

We opened a joint checking account when we moved in together while we were still dating. We used this account for shared expenses like rent and groceries. After we got married, we shifted that to our primary account, with paychecks going in there. We also added each other to our credit card accounts and have 1 credit card we primarily use to better keep track of spending. We both still have separate checking accounts that each have a little bit of money in them that we have just been too lazy to close. We both have similar financial habits and discuss large purchases together, and neither of us care about smaller purchases.

My fiance and I opened a joint savings account shortly after we got engaged, which we each contribute a set amount per paycheck. We both each have our own separate accounts too, but we use the joint account for shared expenses (wedding, bills, saving for a house, trips we take together, etc). This has worked out well for us so far.

We opened a joint checking and savings shortly after getting engaged and kept our personal/separate accounts opened. We transfer X amount of money to the joint account for shared expenses (rent, utilities, groceries, pet expenses, etc.) and use our separate accounts for individual expenses (gym memberships, gifts, credit cards, etc.). It has worked well for several years and we agreed to continue this way.

We have our separate accounts, but they are kinda joined. So my account my paychecks go into, but I can transfer money to his account. And same with him! So I guess you would call that shared, but my debit card only works for my account, so his debit card only works for his account. However, like I said, I can transfer/take out money from his account/to his account. Makes it easy since it's my money, and when bills are due, he'll just transfer his share to my account! We did that before the wedding.

My partner and I have separate bank accounts as well as two joint accounts; one for our everyday expenses (groceries, tv subscriptions, dining out, electricity bill etc) and one for our long-term savings (i.e. for holidays, renovating our home etc). I’m the bread winner but my partner is more financially irresponsible than I so we pretty much have a 50/50 split of expenses and then we both put in a set amount into the savings account each week; this way we are on top of our finances and still have a little bit of spending money just for us at the end of the week.

We opened a joint account right after we got engaged. That’s it. Separate account and transferring money and you owe me for this is so confusing. That’s what we did before we got engaged it was constant trips to the bank before bills were due and it was a headache. We are a team and that’s how we handle the money. I don’t regret it one bit. It benefits both of us. I couldn’t work for 4 months due to student teaching and he couldn’t work for a couple of months due to a broken arm and having just one account we both put money into made sure nothing went negative and we were both supported during those times.
I know different stuff works for different people, but I just dont understand how multiple accounts work.

We plan to open a joint checking account where we'll deposit an equal amount of money and it will be used for household and joint purchases. The rest of our money will be kept in our separate savings and checking accounts to use individually however we want.

We have separate accounts, but recently opened up a joint one.

Since we're now getting things like stimulus checks addressed to both of us, and taxes coming from both of us, we figured it was good to have one joint account. Mostly, we're using the savings part of it.

We might eventually transition to paying all our bills out of that one account, but there's no need for that right now.

We keep our accounts separate, but have a joint savings account.

We are keeping all of our finances separate just like previously because I don’t wanna have to explain my spending anymore than he does. We will have a joint savings account for things like home improvement and goal oriented expenses. Contributions will be made equally. We are very fortunate that even though we work in two different types of job industries we make the same amount of money.

Hi!


We will be married in July. We have a our own separate accounts but we also have a joint checking and savings account. I’m not sure much will change. I do not plan to close my personal accounts, I also have not thought much of it.

We each had our own checking and savings accounts while we were dating. After we got engaged we merged our savings accounts but kept our checking accounts but have added each other to the other person's account. We use the account my husband is the primary on to pay our bills out of. The account I am primary on we use as our "fun money" account. We put "left over" money into that account after each of us get paid and pay any bills that need to be paid. We each have a portion of our paychecks go into our saving's account automatically (it's set up through our jobs), so we don't even miss that money when we get paid. We then put half what's left after paying bills into our "fun money" account for vacations, bigger purchases and other things like that. This way, we always have money in both accounts. We use the account my husband is primary on to put gas in our cars, buy groceries and other things like that. We use our "fun money" account for dinners with friends, shopping, vacations (like I mentioned before), and other things along those lines.

My husband and I got a joint checking account soon after getting married, but will keep separate savings accounts. Our joint checking account is used for groceries, rent, and entertainment. I'd hate to have to ask my husband if he paid his half of the rent every month, because my anxious self likes to make sure and verify a few times a month that everything was paid! I keep enough in my savings for tuition and then some, so I can avoid racking up anymore student debt while working on my master's. We also use our credit cards as debit cards, so we aren't over-spending. Our credit cards are separate accounts as well. If we wanted to buy the other a secret present that wouldn't show up on the joint bank statement, we'd use the credit card and then transfer money from the checking account to pay the credit card off.