Style & Decor

Thinking of postponing

I just left a message for the banquet manager of the venue I am supposed to get married at. I need to talk to her about what my options are. I am so nervous to send the next check out for many reasons. My $8000 first time homebuyers tax credit still hasnt come in, that is paying for a big chunk of the wedding, right now my fiance is on unemployment, and that runs out in december, what am I going to do without his income if he isnt ready to go back to work by then? I dont think he will get an extension. I feel so lost and torn. Everything else I feel like will fall into place, but I am so worried about the money.

Posted On: Oct 30, 2009 at 8:53 AM | Vendors are allowed to participate

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Crystal L.

Wedding: 03/06/2010

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Soon2BMrsP

Wedding: 03/20/2010

Posted On: Oct 30, 2009 at 9:28 AM \| Flag As Inappropriate
have you called the IRS about what's going on? and at least you get your check! since we're doing owner financing, one thing we must do, is sign over our check, so that our total down payment comes to 10k...but i'd definitely love to have that 6700 in my pocket for SURE! but you and fh have to make this decision, and if it's what you guys need to do, then do it!but like i said, i'd definitely call and find out what's going on. i'd be really upset to call and find out it's been mailed, and i cancelled my wedding first, since you're using the refund for it! good luck! alot of us know what it's like to push your date back, and sometimes it's upsetting, but sometimes it just works out for the best...

Marcy G

Wedding: 05/15/2010

Posted On: Oct 30, 2009 at 9:32 AM \| Flag As Inappropriate
take an 8k loan out and then when your refund arrives pay off the loan.

CelticChick831

Married: 10/17/2009
Reviews: 7

Posted On: Oct 30, 2009 at 9:40 AM \| Flag As Inappropriate
I agree with both PP's. Call the IRS 1-800-829-1040 (do it early or after 6, you will be on hold for a while any time you call but it seems shorter if you do it later) I remember it has been quite a while since you filed for it and I know that they got backed up for a while but you should have either gotten your check by now or be getting it soon. Try calling and let us know what you find out.

Crystal L.

Wedding: 03/06/2010

Posted On: Oct 30, 2009 at 10:09 AM \| Flag As Inappropriate
I called... they said that since they did not get the completed package until October 5th (because h&r Block screwed me) it started the 12 - 16 week period all over agian! I also spoke with the venue, they said that if I were to postpone they would not be able to honor the price they gave me. I explained to the banquet manager everything that is going on, she made me feel more comfortable with it. I am not going to postpone, I just feel so stressed out! I am probably going to have to cut having a photographer and videographer because I am not going to have extra money to give deposits until I get this check. I am looking at Jan 16 at the latest. I cant get any loans because I just bought the house, and my credit is over extended. Sooner or later my luck needs to turn around! Or I'm going to have to find a psyciatric hospital that allows me to have a laptop for wedding wire!

vallynn1983

Happy Tears Weddings

Posted On: Oct 30, 2009 at 11:22 AM \| Flag As Inappropriate
Well, the videographer can probably be crossed off, although it is great and nice to have, it is not a must have. The photographer you will want. Call around and talk to some and see if you can find one that will allow you to put a smaller deposit down until Jan. See if you can find one that is digital and will put pics on a disc, that will save you on prints until you have the money at a later date to have them printed. If you agree to let them print them, they may work with you.

Crystal L.

Wedding: 03/06/2010

Posted On: Oct 30, 2009 at 12:31 PM \| Flag As Inappropriate
Well there was one photographer who said he would hold my date for me after I told him I had to postpone our meeting because of FH's accident. So that may be an option. Not to mention, I still need to ask FH's father if he is going to be able to help us with anything for the wedding. MAYBE I can get him to pay for the videographer. That would be great! My dad is paying for the photographer, so I guess he should pay for the deposit too right? Good thing the DJ is a family friend, so no deposit needed there. The honeymoon will have to be put on the back burner.

Soon2BMrsP

Wedding: 03/20/2010

Posted On: Oct 30, 2009 at 12:43 PM \| Flag As Inappropriate
never take out a loan...ok, not "never"...but not on something like a refund which can take months(as you've told us here, m ore or less). if you put a loan against something like that, even if you pay it down in a couple months, you'll still have been paying interest, and you pretty much lose money...that's great that you fell more comfy abou it though! and as for the psychiatric hospital, make sure they give you padded walls, cos i know i'd spend alot of time pounding my head against them due to dealing with the IRS! rofl!!!

Tracey

Wedding: 05/22/2011

Posted On: Oct 30, 2009 at 12:48 PM \| Flag As Inappropriate
Honestly, if wedding costs are causing you so much stress and uncertainty, I would postpone the date or scale way back.

DreamComeTrue

Wedding: 06/25/2011

Posted On: Oct 30, 2009 at 9:41 PM \| Flag As Inappropriate
Oh and my friend was just telling me that you can get an extension on the unemployment now if you haven't already! And I totally agree with Tracy. I know you've been under a lot of stress and I pray all works out for you and the fam HUGS

WeddingWacko

Wedding: 01/30/2010

Posted On: Oct 30, 2009 at 10:02 PM \| Flag As Inappropriate
Oh my...I just had this same conversation with my sister. The wedding is out of control (financially), I just got laid off a few weeks back and have two kids. My sister said to "scale back" instead of postponing but to be honest the thought of having to cut my candy buffet out...brought me to tears. Do you have things budgeted or are you winging it? It's so hard to cut corners...b/c it's your wedding and everything you want, right? Deep breaths and prayers...somehow that's gotten me through life, ha ha!

lovingit

Wedding: 07/10/2010

Posted On: Nov 04, 2009 at 1:10 AM \| Flag As Inappropriate
there is always away to cut back and get the best for your money...email me i can help! starstyle2@aol.com. im not a scam. i just know how to plan weddings on all kinds of budgets and last minute changes to your budget. i m having to do the same with my own. i have gotten so much stuff and yet i have spent very little money when you think about it. so i can help ease your stress if you would like.

Married: 10/17/2009

Posted On: Nov 04, 2009 at 3:58 AM \| Flag As Inappropriate
scaling back is a lot easier than it sounds. you can cut back on the programs, favors, table centerpieces, flowers, invitations...a lot of ppl don't seem to even notice them. you do your own makeup. get friends to be your videographer. i would have a smaller or no bridal party...less gifts to buy, more actual people to help instead of being in pictures. maybe you can even have an off day wedding, friday or sunday or even just appetizers and wine? or lunch? or brunch? a celebration of your marriage is just that...the people who truly care about you and are happy for you will do just that. in this economy, even if you throw a big bash for everyone, ppl will still give you what they can afford. and you should throw a wedding that you can afford. it's not about impressing ppl. it will ease your mind once it is all over that you are not in debt or not heavily in debt. don't dig yourself into a hole, especially one the two of you can't get out of. that's a hard way to start off.

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