The Unity Group, Wedding Unique Services (Other), Washington

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About Us

Need Wedding Insurance? The Unity Group has roots dating back to 1929 and is the largest independent insurance brokerage firm north of Seattle. Headquartered in Bellingham, WA, The Unity Group built a reputation of success by having small company values while providing big company results to its clients. Just the trusted advisor you need for one of the most important days of your life.

The Unity Group offers a broad range of products including Wedding Insurance. One of our outstanding agents, Rosalee Ronquillo, is available to help with expert advice on insuring your big day as well as the process of combining your insurance with that of your spouse.

Wedding Insurance helps protect against potential disasters like:

Damaged Dress
Lost Deposits
Lost Rings
Severe Weather
Transportation Shutdown
Ruined Photos
Call of Duty
Damaged Gifts
Sudden Illness
Venue Requires Insurance
Additional Expenses

Plans are affordable and do not have a deductible.

Frequently Asked Questions

Q: Does my wedding have to be in the U.S.?
A: No. You are covered if your ceremony and reception are held in the U.S., Canada, Puerto Rico, a U.S. Territory, or aboard a cruise ship departing a port in one of these locations. For a nominal extra premium, you also may insure ceremonies and receptions held in the United Kingdom, Mexico, the Caribbean Islands, or cruises departing one of these locations (except for Cuba or Haiti).

Q: How old do I have to be to get coverage?
A: The purchaser, bride and groom must be at least 18 years old.

Q: Basically, what does the wedding insurance cover?
A: Wedding insurance can reimburse you if an important item related to your wedding (for example, your ring) is lost or damaged before you get married. The plan can reimburse you in case you lose your deposit if a vendor (for example, your florist) goes out of business before your wedding. You also can receive funds if events beyond your control cause you to postpone your wedding.
You may add coverage to protect you in case someone at your wedding is injured or causes damage to property of others. Of course, certain terms and conditions apply to these coverages, which you will want to review before you purchase your plan.

Q: What's not covered?
A: Wedding insurance typically covers things beyond your control. So, for example, if you or your fiancé decide not to get married, you are not covered.

Q: Am I covered in case of bad weather on my wedding day?
A: Wedding insurance makes a distinction between a rainy day and truly severe weather, like a hurricane. If it rains on your wedding day, you are not covered. However, if for example, a hurricane causes you to postpone, we can provide reimbursement for non-recoverable expenses.

Q: Do I have to buy liability insurance?
A: You are not required to elect liability coverage as part of your plan however, you may wish to contact the locations where you will hold your ceremony and reception, as they may require you to show proof of liability insurance. Liability insurance can protect you from liability for property damage/personal injuries to third parties at the location of your ceremony and reception. You also have the option to include liquor liability coverage, which protects you and your immediate family from alcohol-related accidents caused by a guest of your wedding.

Q: When is the right time to purchase my insurance?
A: You can buy your policy as soon as you begin spending towards your wedding.

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