Secure My Wedding, Wedding Unique Services/Other, Wedding Wedding Planning, New York - New York, Manhattan, Brooklyn, Bronx, Queens, and surrounding areas

Wedding insurance can secure your personal and financial investment on the biggest day of your life.

If you are worried about your gown or tuxedo being damaged or inclement weather ruining your wedding day, wedding insurance can secure your investment. !

SecureMyWedding can ensure your wedding day goes as planned. Comprehensive wedding insurance can secure you from many wedding day ‘disasters’.

You can get repair or replacement costs if the bride’s wedding gown or groom’s tuxedo is lost or damaged.

Wedding insurance can reimburse your deposit if a vendor goes out of business, declares bankruptcy before your wedding, or simply fails to show up.

You can receive repair or replacement cost if the bride’s or groom’s wedding band is lost or damaged.

If severe weather forces you to postpone your wedding, wedding insurance can provide reimbursement for non-recoverable expenses.

If postponement your wedding is due to a commercial transportation shutdown and prevents the bride or groom or their parents from getting there, wedding insurance can help find reimbursement for non-recoverable expenses.

If a wedding photographer’s film is defective, or negatives are lost or damaged, wedding insurance can help reconvene your wedding party to take new photos or video.

If the bride or groom is unexpectedly called up to duty, or her or his military or service leave is revoked postponement the event is certainly a real concern. Wedding insurance can, again, provide reimbursement for non-recoverable expenses.

If your wedding needs to be postponed because sudden illness prevents the bride, groom or their parents from attending, reimbursement for non-recoverable expenses is another prudent reason for purchasing wedding insurance.

As an additional option to your policy, you can add liability coverage to protect yourself in case a guest is injured or causes damage to property at the wedding venue.

If a vendor suddenly becomes unavailable for your special event but you can find a last minute replacement, wedding insurance can reimburse you for the difference in cost.

For more information, please visit: Frequently Asked Wedding Insurance Questions.

Take a Wedding Day Risk Quiz.

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About our Company:
Bermack, Champion & Lewine was founded in 1962 by Robert Bermack, the company President. BCL’s mission is to offer comprehensive commercial and personal lines insurance coverage at an affordable price. Our highly trained staff consistently delivers this invaluable service with the utmost courtesy and professionalism. It is our goal to protect the home, business and other personal assets you’ve worked hard to obtain. Our clients, some of whom have been with us since our inception, are testimony to our undivided commitment to provide you with the insurance you want as well as the time and effort you need.

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FAQ

Q: Do I have to be a U.S. resident to obtain coverage?

A: Yes, the purchaser must live in the U.S. and be a U.S. resident (Residents of Alaska may not purchase coverage).

Q: Does my wedding have to be in the U.S.?

A: No. You are covered if your ceremony and reception are held in the U.S., Canada, Puerto Rico, a U.S. Territory, or aboard a cruise ship departing a port in one of these locations. For a nominal extra premium, you also may insure ceremonies and receptions held in the United Kingdom, Mexico, the Caribbean Islands, or cruises departing one of these locations (except for Cuba or Haiti). Please note, liability coverage is not available in these extended territories.

Q: How old do I have to be to get coverage?

A: The purchaser, bride and groom must be at least 18 years old.

Q: Basically, what does Wedding Insurance cover?

A: The plan can reimburse you if an important item related to your wedding (for example, your ring) is lost or damaged before you get married. The plan can reimburse you in case you lose your deposit if a vendor (for example, your florist) goes out of business before your wedding. You also can receive funds if events beyond your control cause you to postpone your wedding.
You may add coverage to protect you in case someone at your wedding is injured or causes damage to property of others. Of course, certain terms and conditions apply to these coverages, which you will want to review before you purchase your plan.

Q: What's not covered?

A: Wedding Insurance typically covers things beyond your control. So, for example, if you or your fiancé decide not to get married, you are not covered. Of course, you will want to familiarize yourself with other details about what is and is not covered before you purchase your policy.

Q: Am I covered in case of bad weather on my wedding day?

A: Wedding Insurance makes a distinction between a rainy day and truly severe weather, like a hurricane. If it rains on your wedding day, you are not covered. However, if for example, a hurricane causes you to postpone, we can provide reimbursement for non-recoverable expenses.

Q: My fiance is in the military? What if he/she is called up right before the wedding?

A: If circumstances beyond your control (for example, an unforeseen deployment) cause you to postpone your wedding, we can provide reimbursement for non-recoverable expenses.

Q: Do I have to buy liability insurance?

A: You are not required to elect liability coverage as part of your Wedding Insurance. However, you may wish to contact the locations where you will hold your ceremony and reception, as they may require you to show proof of liability insurance.

Q: Basically, what does liability insurance cover?

A: Liability insurance can protect you from liability for property damage/personal injuries to third parties at the location of your ceremony and reception. You also have the option to include liquor liability coverage, which protects you and your immediate family from alcohol-related accidents caused by a guest of your wedding.

Q: Doesn't my homeowners insurance provide liability protection?

A: It may or may not cover you. You may want to talk to an insurance agent to decide how best to cover your liability exposure.

Q: Do I have to apply online?

A: No. If you prefer, you may contact us directly at 212.239.1140

Q: Do I have to pay via credit card?

A: A credit card or debt card is required for online purchases.

Q: When is the right time to purchase my insurance?

A: You can buy your policy as soon as you begin spending on your wedding